Effective Date: 30.05.2025
Please read these Terms and Conditions (“Terms”, “Agreement”) carefully before using the website www.stefapay.com (the “Service”) operated by STEFAPAY GLOBAL CORP. (“we”, “us”, or “our”).
By accessing or using our website, you agree to be bound by these Terms. If you do not agree to all of the Terms, you may not access or use the site.
1. Use of Website
You agree to use this website only for lawful purposes and in accordance with these Terms. You must not use the website:
– In any way that breaches applicable laws or regulations
– For fraudulent or harmful purposes
– To transmit any unsolicited or unauthorized advertising or promotional material
2. Services Disclaimer
STEFAPAY GLOBAL CORP. provides financial technology infrastructure and back-office solutions.
We do not offer licensed banking services directly and are not a licensed bank or financial institution. All regulated services, if any, are provided by authorized third parties. Access to certain features may require identity verification and acceptance of additional terms.
3. User Accounts and Security
If you access services through our client portal (e.g., via EbanQ), you are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.
We reserve the right to suspend or terminate any account in case of suspected abuse, violation of law, or breach of these Terms.
4. Intellectual Property
All content on this site—including text, graphics, logos, and software—is the property of STEFAPAY GLOBAL CORP. or its licensors and is protected by intellectual property laws.
You may not copy, distribute, or use any content without our prior written consent.
5. Privacy and Data Use
Your use of this site is also governed by our Privacy Policy (https://www.stefapay.com/privacy-policy). By using the site, you consent to the collection and use of information as described in the policy.
6. Third-Party Services
We may link or connect to services operated by third parties, including analytics providers (Google, Meta), hosting platforms (GoDaddy, AWS), email services (Microsoft 365, Klaviyo), and the EbanQ core banking system.
We are not responsible for the terms or privacy policies of these third parties.
7. Limitation of Liability
To the maximum extent permitted by law, STEFAPAY GLOBAL CORP. shall not be liable for any indirect, incidental, or consequential damages arising out of your use or inability to use the website or services.
We provide this website “as is” and do not guarantee that it will be error-free, secure, or available at all times.
8. Indemnification
You agree to indemnify and hold harmless STEFAPAY GLOBAL CORP. and its affiliates, directors, and employees from any claims, damages, or liabilities arising from your use of the site or violation of these Terms.
9. Changes to Terms
We may revise these Terms at any time. Changes will be posted on this page and are effective immediately. Continued use of the site after changes means you accept the new Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the Province of British Columbia, Canada, and the applicable federal laws of Canada. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in British Columbia, Canada.
11. Contact
If you have any questions about these Terms, please contact:
STEFAPAY GLOBAL CORP. Legal Team
Email: office@stefapay.com
Website: www.stefapay.com
